Education is most important to everyone but without finance it is not possible to get good education, and it is a reality not every student has enough money to get education, at that point facility of loans like an opportunity for those students.
But if anyone want to get loan so there is compulsory for him/her to follow the protocols of bank and apps because every bank and every app has its own policy related to the loan activity. And pan card verification is most important activity related to the loan activity.
Pan card is a necessary document to get the loan. but if student don’t have pan card so in this condition it is difficult for student to get the loan, so in this condition some apps are very useful for the student to get instant loan without pan card. these apps provide instant loans for the students.
There are number of apps who provide the instant loan of students but in this article, we just discussed on top some apps. these apps are very much useful.
Top 6 Apps for instant loans for students without pan card: –
1. mPokket: – mPokket provide instant loan for college students. mPokket is the best instant loan app which provides instant loan for college students without pan card. Sometimes students need money but they don’t have pan card so in this condition mPokket app is very much useful. Get instant personal loan ranging from 500 to 20,000. you can get the instant personal loan when you are short of pocket money or need urgent cash loan in any emergency.
mPokket is most popular platform for instant personal loan for college students.
Students need to download the app and submit photos of their student ID and Aadhaar card.
For this app repayment options range from 1-3 months; interest rates start at 3.5%.
2. SlicePay: – SlicePay is also a best app for students it provides the instant loan for the student without using pan card. This is very popular app among the it offers instant loans, no-cost EMIs, SlicePay card (with master card partnership), and pay letter services to student.
Student need to download the app and sign up by their submitting their name, College ID, and address proof. The app is available for both android and ios.
Loan facility is like an opportunity for the students.
3. Sahukar: – Sahukar is a best app for instant student loan without pan card. It is a platform that gives personal / pocket money loans to students to help them meet their financial needs such as education and living expenses during their college life.
The loan taken can be anywhere from ₹ 500 to ₹ 5,000. The students can choose to receive the loan in either their Paytm Wallet or his bank account. There is completely no requiring waiting for next month pocket money.
The interest rate is only 3% per month. This means that the maximum interest rate per annum is 36% only. For example, if you receive a loan amount of 1000 for 3 months, then after subtraction of processing fee, the total interest outstanding amount is INR 30 x 3 = INR 90 only.
4. KrazyBee: – KrazyBee is also a best loan app for the student, KrazyBee is offers EMI based personal loans to the students without using pancard it is very useful aap for the student. Sometimes student need money and he/she want to get loan so at this condition Krazybee is very much helpful. Student just have to register on the app with basic details and document.
5. BadaBro: – BadaBro also a loan providing plateform for the student. Using the BadaBro personal loan app, students can carry off instant personal loans online. You can be financially self-supporting and pay for the received loan over the chosen repayment occupancy. The personal loan amount is based on the line of acknowledgement provided to the students as per their ability.
- You should be a full-time college student
- Age should be 18 years or above.
- Graduation date must be 3 months before the date of application
- Instant disbursal to your Bank or Paytm account
- 24/7 Access
- Flexible EMIs for 30 to 90 days
- Aadhaar Card
- College ID Card
- Latest Mark sheet
- Money receipts issued by your college
6. StuCred: –Are you a College Student in India so what are you wating for? if you need an immediate loan so come to the right place. Introducing StuCred, it is a best app for instant lone of college student.
With StuCred, you can get a loan anytime and anywhere exclusively for Students! This is how we ensure that you have cash-on-hand whenever you are in need.
StuCred knows what it perceives like to be a college student facing financial situation. That’s why; StuCred strives to make financial independence an goal reality for everyone through affordability and providing student loan.
- Verification and Authentication
No more physical documents! Upload secure documents through our app for fast verification! BestStudentLoanApp
b. Student Loan App is designed with the newest technology, guarantee your registration process is fast. Once your account has been produced, link you bank a/c and THAT’S IT.
- Interest FreeAt 0% interest rate, StuCred’s Student Loans are intended to empower the Students of India with InstantCash
User takes a loan of Rs 1000, the occupancy of this loan may be stick out to 90 days.
Loan Amount = 1000
Processing Fee = 60
Interest Fee = 0
Tenure = 90 days
ii. Total cost = Interest Rate + Service Fee = 0% + 6% = Rs 60.
iii. INCLUDES GST – NO hidden fees!!!!!
iv. Maximum Annual Percentage Rate (APR) – 72%
3) Loan Repayment
a. The entire process is quick and easy straight from our app! If you need more time, simply apply for an extension! Help us help more students by being financially responsible!!
b. Minimum: 61 days up to Maximum: 120 days to repay the loan.